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Ministry of Agriculture, Deputy Director Huang Yanxin has said that the agricultural sector is the most appropriate to undertake policy-oriented agricultural insurance organization to promote the work from foreign experience and practice of agricultural insurance. Agricultural insurance has the characteristics of high-risk,
nike free run, and high loss ratio, commercial insurance companies are often reluctant to underwriting inconvenience underwriting, develop mutual system of cooperative insurance, to meet the farmers to participate in the insurance, reducing disaster losses,
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The agricultural risk positioning disagreement difficult to bridge the two departments compete for dominance - Fujian Agricultural Information Network
focus is commercial or policy positioning
the State Council Legislative Affairs Office of the sources, the next step will be to invite the experts and scholars held a special seminar for the relatively large differences.
the CIRC regulations director
CIRC and insurance companies are also very clear: The agricultural insurance must play a major role of the insurance companies,
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industrial policies and regulations of
stand
Differences behind reflects the contention of the insurance and the agricultural sector for the dominance of agricultural insurance.
because agricultural insurance regulations drafted by the China Insurance Regulatory Commission is responsible for, the number of agricultural and concluded that the Ordinance, the main representative of the interests of the commercial insurance companies, institution building and the development of agricultural insurance organization should be led by the Ministry of Agriculture and the Ministry of Finance.
Ministry of Agriculture, Policy and Regulation Department, the relevant person in charge of the Bureau of Fisheries and agricultural insurance experts and scholars said, the nature of the agricultural insurance is to solving the three problems and ensure national food security, policy and public welfare, the direction of mutual cooperation system should clear the legal status of the organization work together to mutual insurance, commercial insurance companies can not resolve high risk, high cost, lack of grassroots support system.
Capital University of Economics professor, agricultural insurance experts Tuo Guozhu (microblogging), commercial insurance companies are not the only subjects of agricultural insurance, agricultural insurance regulations should specifically encourage and support the terms of the mutual cooperation insurance. Beijing Fruit Industry Association Risk Mutual Aid Fund Management Committee responsible person also said that agricultural insurance forms, multiple channels together to mutual insurance is not for the purpose of profit, reflecting farmers insurance appeals, should future development direction.
, China Agricultural Act 46, the state gradually establish and improve the policy-oriented agricultural insurance system, encourage,
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China Yang Huabai recently written that, look at the situation from abroad, there are four different modes of agricultural insurance, the government-sponsored nationalization mode business model of government support, and the third is the government support The nationalized commercial mixed-mode four mutual cooperation insurance model in support of the government. Business model and principles of the Chinese agricultural insurance should be national support to guide farmers voluntary insurance companies operate independently, keep a strict government,
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